Personal Insurance

Disasters can be devastating in so many ways. PALM protects the unexpected.

Insurance	About	Why Do I Need This?
Auto	Insurance coverage for every kind of driver and every kind of vehicle.	PALM makes finding the right coverage simple and easy, even if you’re new to car insurance, want to switch to a different auto insurance company or looking for a low car insurance rate. By shopping for lower car insurance rates, you could save hundreds on your auto insurance.
Homeowner’s	Property insurance and premises insurance for the homeowner.	Coverage designed expressly for distinctive or customized homes and their owners, with more choices and features not usually found in other policies.
Renter’s	Insures a tenant for direct damage to unscheduled personal property on a broad named perils basis. This policy also provides personal liability coverage and medical payments coverage.	A form of insurance that covers a policyholder’s belongings against perils such as fire, theft, windstorm, hail, explosion, vandalism, riots, and others. It also provides personal liability coverage for damage the policyholder or dependents cause to third parties. It also provides additional living expenses, known as loss-of-use coverage, if a policyholder must move while his or her dwelling is repaired. It also can include coverage for property improvements. Possessions can be covered for their replacement cost or the actual cash value that includes depreciation.

*Our services are not limited to the list provided. Please contact our insurance agents for more information.